The grace period to enroll for the mandatory unemployment insurance scheme ends June 30, 2023…

Have you signed up for UAE unemployment insurance scheme yet? Here’s all you need to know… The Involuntary Loss of Employment (ILOE) Scheme is a form of social security that will provide workers with up to three months of compensation if they lose their jobs.

According to the Dubai Insurance website, the scheme applies to all Emirati and foreign workers in the private and public sectors. Employees working in free zones can also register by clicking on “Non-Registered in MOHRE”.

The scheme came into effect on Sunday, January 1 2023 and there is a grace period of six months (until Friday, June 30 2023) to subscribe to the ILOE.

What happens if I don’t enroll?

According to the Cabinet Resolution No. 97 of 2022 , UAE employees that fail to subscribe to the UAE unemployment insurance within the grace period will be required to pay a fine of Dhs400 imposed by the Ministry, and a fine of Dhs200 in case the insured fails to pay the prescribed insurance premiums for more than three months.

How much does the UAE Unemployment Insurance scheme cost?

Category A: Workers with a basic salary of Dhs16,000 or less will need to pay a monthly insurance premium of Dhs5, i.e. Dhs60 annually.

Category B: Those with a basic salary exceeding Dhs16,000 will need to pay Dhs10 per month, i.e. Dhs120 annually.

Employees can choose to pay the premium on a monthly, quarterly, half-yearly, or annual basis. Do note that in order to claim the benefits, employees must pay the monthly premium for at least 12 consecutive months.

How much compensation will I get? 

Compensation will be calculated based on the individual’s salary. It will be paid for no more than three months from the date of unemployment.

The compensation is calculated at up to 60 per cent of the employee’s salary. For example:

Category A: Maximum claim benefits Dhs10,000 per month.

Category B: Maximum claim benefits Dhs20,000 per month.

Here’s how to apply for the ILOE scheme…

All eligible employees can subscribe via seven channels including the Dubai Insurance website portal, or by visiting their nearest Al Ansari Exchange or government business centres (Tawjeeh or Tasheel). Make sure you have your Emirates ID number and UAE mobile number handy.

For more information, visit or